Cigna medicare Supplement Review

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Find An Affordable Medicare Supplement Plan

senior couple on boat

Find An Affordable Medicare Supplement Plan

Cigna Medicare Supplement Plans continually stands out as one of the top Medicare Supplement providers and remains a popular choice for seniors across the country. They offer very competitive pricing and provide outstanding customer service and claims service to their clients and medical providers.  For a personal consultation on the Medicare Supplement companies offered in your area, call 844-528-8688.  Keep reading for details on Cigna Medicare Supplement Plans

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Once you have enrolled in Original Medicare Part A and Part B you will have the choice of filling in the coverage gaps with Medicare Supplement Insurance.

There are many insurance companies to choose from and all of them must offer the same basic insurance coverage, but many provide additional plans with broader coverage and other bells and whistles. Here we’ll review the Medicare Supplement plans from Cigna.

After spending a little time and effort learning about the various carriers that provide Medicare Supplement plans in your state, you will certainly have the advantage when it’s time to a make a purchase decision.

Overview of Cigna Insurance Company

Although Cigna established its current company name in 1982, the company’s roots can be traced back more than two centuries. By completing historic acquisitions Cigna has become a global insurer with over 15 million customers worldwide.

Through consistent leadership and its commitment to maintain outstanding consumer benefits, Cigna enjoys very high financial ratings for the company and its subsidiaries:

Rating Service

Assigned Rate

A.M. Best


Standard & Poor’s






View Mediagap Quotes-Enter Your Zip Code:

View Mediagap Quotes-Enter Your Zip Code:

Why a Cigna Medicare Supplement Plan

It’s important to understand that all Medicare Supplement plans must contain the same coverages in each plan offered.

Knowing this, you might assume that price is the only difference from one insurance company to another; however, there are some important aspects to consider about Cigna that separate them from other Medicare Supplement insurers.

  • Product and service rating companies agree that Cigna Medicare Supplement plans continue to rate very highly according to customer satisfaction surveys. Cigna has continuously invested in technology that allows it to offer insurance products in the most efficient manner and offer top-notch customer service to consumers and authorized agents as well.
  • Cigna’s policyholders are free from network constraints and can use any medical provider that accepts Original Medicare and there are no referral requirements when it comes to seeing a specialist.
  • Not only does Cigna provide coverage for consumers located anywhere in the country, but some of their plan options also provide coverage for medical expenses received in other countries.

Cigna Medicare Supplement Plans

When you select a Medicare Supplement plan, it’s important that your choice is a good fit for your budget, health needs, and other preferences you may have. Below, we will list all of the Cigna Medicare Supplement Plans currently offered, and then dig deeper into the three most popular plans that consumers are selecting.

Cigna Medicare Supplement Plans
Cigna Medigap Plans

*Plan N pays 100% of the Part B coinsurance, except for a copay not to exceed $20 for some office visits and a $50 copay for emergency room visits that don’t result in an inpatient admission.**HDF (high deductible F) pays the same as Plan F and requires payment of your costs (coinsurance, copay’s, deductibles) for Medicare-approved expenses up to the current calendar year deductible amount before the policy pays any benefits

Cigna Medicare Supplement Plan F

Plan F is the most comprehensive plan offered by Cigna and is the most popular plan in the U.S. Currently, Cigna is reporting that Medicare Supplement Plan F represents over 40 percent of the plans they have issued because this plan considerably reduces out-of-pocket health care expenses.

View Plan F Quotes-Enter Your Zip Code:

View Plan F Quotes-Enter Your Zip Code:

Cigna Medicare Supplement Plan G

At 13% of Medicare Supplement sales, Medigap Plan G is rapidly gaining ground in popularity among consumers. Since the only difference between Cigna Medicare supplement Plan G and Plan F is the Plan G doesn’t include coverage for the Medicare Part B deductible and the cheaper rates make up for that lack in coverage.

Medicare Supplement Plan G comparison

View Plan G Quotes-Enter Your Zip Code:

View Plan G Quotes-Enter Your Zip Code:

Cigna’s Medicare Supplement Plan N

Third in line, of the Cigna Medicare Supplement Plans, according to sales is the Medicare Supplement Plan N because policyholders can enjoy lower rates and still have broad coverage. Plan N will not pay the Part B deductible or excess charges that Plan F covers and there may be a small copay for some doctor or emergency room visits

Medicare Supplement Plan N
Medicare Supplement Plan N

View Plan N Quotes-Enter Your Zip Code:

View Plan N Quotes-Enter Your Zip Code:

Cigna Medicare Supplements are a Great Option

As you will discover if you haven’t already, there are many options to consider when you are looking at Medicare Supplement insurance.

Although pricing will typically pay a major part in the decision-making process, the company you choose and what they have to offer as far as product selection and service should come in to play as well. Cigna Medicare Supplement Plans have historically been a leader in the healthcare insurance marketplace because of their continual focus on the needs of their policyholders.

Call 844-528-8688 now for a FREE rate comparison from all the top companies in your area!

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